Cheap motorbike insurer floors the competition with unbelievable motorcycle insurance rates.

There's only so much a cheap motorbike insurer is prepared to pay for two wheels, and I thought id reached that ceiling with my Saracen mountain motorcycle recently. That said, this cheap motorcycle insuring writer believed they'd surpassed their limitations in 1986 with a Raleigh Chrome Burner. Which, technically they didn't pay for; as it was a birthday present, but I think I've made my point. But then, teasing Vespa's aside, there comes a time when cheap motorcycle insurers have to dig deep again, and see what loose change comes tumbling out of their pocket. If its £37,500, then a cheap motorcycle insurer may call themselves lucky right now. Other people, who haven't achieved as much in life, will call you many other, harsher things. But nevermind. As you'll be the cheap motorcycle insurer perched astride a spankingly new and altogether zippy Ducati Desmosedici RR. Come again? Well if you've ever happened to wander around the local park with headphones attached to the side elevations of your head repeating some god-awful Italian after some god-awful Italian asked you to repeat what they said, then you may well have arrived at the conclusion that Italian wasn't for you. And that Desmosedici roughly translates as desmo sixteen. Something that embraces desmodromic valve technology. Which, someone kindly informed me, is something that ships might have used. Maybe. But who knows what sort of stuff ships use, as they have all manner of goofy configurations for power plants, with crank shafts left, right and centre. Or port and starboard. Or, whatever. And this is a bike channel after all.

Ducati is set to make the pulses amongst the power fraternity race with the introduction of the RR, which is a road-legal version of the Ducati MotoGP racer, and is torch-bearer for a new breed of extreme, positively in your face, race-replica motorbikes about to hit showrooms and clip kerbs near you soon. The Italian contraptions cajoled around tracks on acute angles by the likes of Loris Capirossi and Sete Gibernau is where the majority of the technology for the RR derives. And as if to lend weight to this claim, upon closer inspection you'll note a 989cc V-Four engine snugly fitting between one bit of bodywork, and another, which is said to unleash upwards of 200bhp if what the manufacturer says is to be believed. And if you opt for the race-spec exhaust ensemble. But seeing as lightweight materials are favoured throughout the bikes detailing, and that even the exhaust itself exits through slits in the tail unit for beneficial aerodynamics, then the company's mouthpieces may not be telling porkies.

At the front of the bike there are, thank goodness, brake discs. Which means the Italians have done their homework. Infact, they've done a hell of a lot of swotting up, as they've only gone and fixed the very same discs as used by the MotoGP race bikes for intemperate conditions. Rain to you. The carbon fibre buggers normally championed would not become sweaty enough in average road riding conditions, but because the RR goes like the clappers, they've opted for an alternative. If that makes any sense to you? So let me see, that's engine, tick, exhaust, tick, brakes, tick, that leaves.oh yes. Livery. Now I know how much you lot like your garish colours splashed so unconservatively around the bodywork regions of your ride, so therefore you may be a little down in the mouth when I tell you the choice is somewhat limiting. But, if you're a massive fan of red and white, or, possibly even white, with a red flourish, then you'll as happy as Larry. If Larry's gone out and gotten an RR anyhow. 'Cos if he hasn't, I don't necessarily envisage that he'll be that chuffed. But anyway. You can ask politely for solid red bodywork, signed off with a white tail unit, or, if you really want to push the boat out, predominantly red again, only with a stripe of the white variety, just like the factory racers. Ducati insist that they'll only construct 400 of the Desmosedici RR's each 12 months, and that existing 999R customers will get preferential treatment when it comes to ordering. Which is charitable of them. Cheap motorbike insurers don't do charity. Well, not officially. I mean, it's almost as good as, the prices you pay on our cheap motorbike insurance premiums that is, so maybe some would deem it charity. Decide for yourself by giving us a bell right now.