How To Get Cheap Motorbike Insurance Quotes

Motorbike insurance is one of those things that no one likes to buy, but unfortunately we all have to, so how do you get the cover you need for a price you like?

Firstly, shop around on either the internet or by phone towards the end of the month when the salesmen are desperate to reach their targets. Haggle by requesting a discount and ask to be referred to an underwriter. If that doesn't work then ask for extras such as breakdown and legal cover to be thrown in.

Make the most of all your motorbike's security features such as alarm, immobiliser and chains and let the insurance company know if you also own a car - this can mean your motorbike is for recreational or occasional use so can lower your motorbike insurance premium. Next , choose the best cover for you - do you need comprehensive cover or will third party, fire and theft do? and pay in full rather than by instalments to avoid interest charges. You could also consider taking your bike off road in the winter to get a discount.

Alternatively you can ask your friends where they got a good deal or look in bike publications for recommendations. You can get a discount by joining a rider's group or taking advanced training which will not only lead to cheaper insurance but also make you a safer biker!

What are these?